Home Financing

We recommend it! We make it easy to get pre-qualified, click here to submit online.

We do! Lake Country Homes is ITIN-friendly and even have loan options tailor-made just for those with ITIN numbers.

Worry about your credit score? We’ve helped all sorts of customers with scores all across the board. Credit is just one factor in a home loan; We have programs and over a dozen lenders to help you on your homeownership journey.

To get pre-qualified for a home loan, fill out our appointment form here.

Got land? Then you can put it to good use! You can use that valuable real estate as collateral for your new home’s down payment. Just make sure it appraises high enough to meet the bank’s threshold and boom.

When buying a home from Lake Country Homes, we normally require a minimum 5 – 10% down payment, unless you have a trade-in (or) own land and wish to do land-in-lieu of a down payment. Many customers choose this option since it helps finance their initial down payment by using their land as collateral.

With over 12 national lenders and banks to choose from, you have tons of home financing options that include loan terms with 5, 10, 15, 20, or 30-year notes.

You tell our Lake Country home specialist what you want to spend each month and we can help you find the right loan for your family.

When you are applying for manufactured home home financing with lenders at Lake Country Homes, it helps to bring these items to make the application process a smooth one.

• Drivers License (or) itin card
• Last Paycheck Stub
• Prior 3 years of Tax Returns
• Current & Previous Employer Address / Phone info

Yes sir! Government-backed loans are often great for lower down payments (sometimes even $0). But be warned: there are more hoops to jump through, and approvals might take a bit longer.

Many of our lenders have access to government backed loans and will be able to help you find the right home loan for your situation and benefits.